LVR Calculator
Calculates your loan-to-value ratio and whether lenders mortgage insurance is likely.
Your result
Estimate only. Results update as you type.
How this calculator works
LVR = loan ÷ property value × 100.
Worth knowing
Lenders use their own valuation, which can be lower than the price you pay, pushing your LVR up.
Guides for this calculator
Questions
- Do these calculators match what my bank will say?
- Lenders use their own models, expense benchmarks and policies. Use these results to prepare, then speak to a lender or broker.
- Are stamp duty rates current?
- Duty thresholds are indexed or changed regularly. Always confirm with your state revenue office before relying on a figure.
- Is this financial advice?
- No. The calculators give general estimates only and don’t consider your objectives or financial situation.
This calculator gives general estimates using published Australian rates and formulas. It doesn’t consider your personal circumstances. Check current figures with the ATO, your state government or a qualified professional before making decisions. See our disclaimer.