Savings and Investment Calculators
See how savings grow, compare returns and understand franking credits and inflation.
- Compound Interest Calculator
Shows how savings grow with monthly compounding and regular contributions.
- Savings Goal Calculator
Works out how much to save each month to reach a goal by a deadline.
- Term Deposit Calculator
Calculates interest earned on a term deposit paid at maturity.
- Simple Interest Calculator
Calculates simple interest on a sum of money.
- Inflation Calculator
Shows how inflation changes prices and purchasing power over time.
- Franking Credits Calculator
Calculates franking credits and the tax on Australian dividends.
- Share Profit Calculator
Calculates profit or loss on a share trade after brokerage.
- ROI Calculator
Calculates total and annualised return on investment.
- CAGR Calculator
Calculates the compound annual growth rate between two values.
- Emergency Fund Calculator
Works out how big your emergency fund should be.
- Effective Annual Rate Calculator
Converts a nominal interest rate into an effective annual rate.
- Bonus Saver Account Calculator
Shows interest earned on a bonus saver account when you miss some months.
- Net Worth Calculator
Adds up assets and debts to calculate your net worth.
About these calculators
Australians save and invest through bank accounts, term deposits, shares, ETFs and property. Interest and dividends are taxable, franking credits can offset tax on dividends, and inflation steadily reduces the value of money that isn’t growing.
Questions
- Are investment returns guaranteed?
- Only some products, such as term deposits, have fixed rates. Share and fund returns vary and can be negative.
- Is my bank deposit protected?
- The Financial Claims Scheme guarantees deposits up to $250,000 per account holder per authorised bank.
- Is this investment advice?
- No. The calculators provide general information only.
Guides
- Using a Compound Interest Calculator in Australia: A Step-by-Step Guide
Shows how savings grow with monthly compounding and regular contributions. Includes the formula, a worked example with Australian figures and tips.
- Common Compound Interest Mistakes (and a Better Way)
Common mistakes when working out compound interest in Australia, and how to get a result you can rely on.
- Savings Goal Calculator Explained for Australians
Works out how much to save each month to reach a goal by a deadline. Includes the formula, a worked example with Australian figures and tips.
- Savings Goal Mistakes Australians Make and How to Avoid Them
Common mistakes when working out savings goal in Australia, and how to get a result you can rely on.
- How the Term Deposit Calculator Works (With a Worked Example)
Calculates interest earned on a term deposit paid at maturity. Includes the formula, a worked example with Australian figures and tips.
- Getting the Most From a Term Deposit Calculator: Tips and Common Errors
Common mistakes when working out term deposit in Australia, and how to get a result you can rely on.
- Simple Interest Calculator: Formula, Example and What the Result Means
Calculates simple interest on a sum of money. Includes the formula, a worked example with Australian figures and tips.
- Simple Interest: What to Check Before You Trust the Number
Common mistakes when working out simple interest in Australia, and how to get a result you can rely on.
- Using a Inflation Calculator in Australia: A Step-by-Step Guide
Shows how inflation changes prices and purchasing power over time. Includes the formula, a worked example with Australian figures and tips.
- Common Inflation Mistakes (and a Better Way)
Common mistakes when working out inflation in Australia, and how to get a result you can rely on.
- Franking Credits Calculator Explained for Australians
Calculates franking credits and the tax on Australian dividends. Includes the formula, a worked example with Australian figures and tips.
- Franking Credits Mistakes Australians Make and How to Avoid Them
Common mistakes when working out franking credits in Australia, and how to get a result you can rely on.
- How the Share Profit Calculator Works (With a Worked Example)
Calculates profit or loss on a share trade after brokerage. Includes the formula, a worked example with Australian figures and tips.
- Getting the Most From a Share Profit Calculator: Tips and Common Errors
Common mistakes when working out share profit in Australia, and how to get a result you can rely on.
- ROI Calculator: Formula, Example and What the Result Means
Calculates total and annualised return on investment. Includes the formula, a worked example with Australian figures and tips.
- ROI: What to Check Before You Trust the Number
Common mistakes when working out ROI in Australia, and how to get a result you can rely on.
- Using a CAGR Calculator in Australia: A Step-by-Step Guide
Calculates the compound annual growth rate between two values. Includes the formula, a worked example with Australian figures and tips.
- Common CAGR Mistakes (and a Better Way)
Common mistakes when working out CAGR in Australia, and how to get a result you can rely on.
- Emergency Fund Calculator Explained for Australians
Works out how big your emergency fund should be. Includes the formula, a worked example with Australian figures and tips.
- Emergency Fund Mistakes Australians Make and How to Avoid Them
Common mistakes when working out emergency fund in Australia, and how to get a result you can rely on.
- How the Effective Annual Rate Calculator Works (With a Worked Example)
Converts a nominal interest rate into an effective annual rate. Includes the formula, a worked example with Australian figures and tips.
- Getting the Most From a Effective Annual Rate Calculator: Tips and Common Errors
Common mistakes when working out effective annual rate in Australia, and how to get a result you can rely on.
- Bonus Saver Account Calculator: Formula, Example and What the Result Means
Shows interest earned on a bonus saver account when you miss some months. Includes the formula, a worked example with Australian figures and tips.
- Bonus Saver Account: What to Check Before You Trust the Number
Common mistakes when working out bonus saver account in Australia, and how to get a result you can rely on.
- Using a Net Worth Calculator in Australia: A Step-by-Step Guide
Adds up assets and debts to calculate your net worth. Includes the formula, a worked example with Australian figures and tips.
- Common Net Worth Mistakes (and a Better Way)
Common mistakes when working out net worth in Australia, and how to get a result you can rely on.