Retirement Countdown Calculator
Counts down the years, months and pay cycles to your planned retirement.
Your result
Estimate only. Results update as you type.
How this calculator works
Years = planned retirement age − current age.
Worth knowing
The Age Pension age is 67. Super preservation age is 60 for anyone born after 30 June 1964.
Guides for this calculator
- Retirement Countdown Calculator: Formula, Example and What the Result Means
- Retirement Countdown: What to Check Before You Trust the Number
Questions
- Are the projections guaranteed?
- No. Investment returns vary from year to year. Treat projections as a guide for planning, not a forecast.
- What is the super guarantee rate?
- It is 12% of ordinary time earnings from 1 July 2025.
- Should I get advice?
- For decisions like salary sacrifice, contribution strategies or retirement income, a licensed financial adviser can look at your full situation. This site provides general information only.
This calculator gives general estimates using published Australian rates and formulas. It doesn’t consider your personal circumstances. Check current figures with the ATO, your state government or a qualified professional before making decisions. See our disclaimer.