Split Home Loan Calculator
Calculates repayments on a home loan split between fixed and variable rates.
Your result
Estimate only. Results update as you type.
How this calculator works
Each portion is repaid separately using the standard repayment formula, then the two are added.
Worth knowing
Put extra repayments and your offset on the variable portion, where they are usually unlimited.
Guides for this calculator
- How the Split Home Loan Calculator Works (With a Worked Example)
- Getting the Most From a Split Home Loan Calculator: Tips and Common Errors
Questions
- Do these calculators match what my bank will say?
- Lenders use their own models, expense benchmarks and policies. Use these results to prepare, then speak to a lender or broker.
- Are stamp duty rates current?
- Duty thresholds are indexed or changed regularly. Always confirm with your state revenue office before relying on a figure.
- Is this financial advice?
- No. The calculators give general estimates only and don’t consider your objectives or financial situation.
This calculator gives general estimates using published Australian rates and formulas. It doesn’t consider your personal circumstances. Check current figures with the ATO, your state government or a qualified professional before making decisions. See our disclaimer.