Super Co-contribution Calculator
Estimates the government co-contribution for after-tax super contributions.
Your result
Estimate only. Results update as you type.
How this calculator works
The government adds 50 cents per dollar up to $500. The maximum falls evenly to zero between the lower and upper thresholds (update these each year).
Worth knowing
At least 10% of your income must come from employment or a business to be eligible.
Guides for this calculator
- Super Co-contribution Calculator Explained for Australians
- Super Co-contribution Mistakes Australians Make and How to Avoid Them
Questions
- Are the projections guaranteed?
- No. Investment returns vary from year to year. Treat projections as a guide for planning, not a forecast.
- What is the super guarantee rate?
- It is 12% of ordinary time earnings from 1 July 2025.
- Should I get advice?
- For decisions like salary sacrifice, contribution strategies or retirement income, a licensed financial adviser can look at your full situation. This site provides general information only.
This calculator gives general estimates using published Australian rates and formulas. It doesn’t consider your personal circumstances. Check current figures with the ATO, your state government or a qualified professional before making decisions. See our disclaimer.