Super Contributions Tax Calculator
Shows the tax your fund deducts from concessional (before-tax) contributions.
Your result
Estimate only. Results update as you type.
How this calculator works
Concessional contributions are taxed at 15%, or 30% under Division 293 if income plus contributions exceed $250,000.
Worth knowing
After-tax (non-concessional) contributions are not taxed on the way in, because you have already paid tax on that money.
Guides for this calculator
- Super Contributions Tax Calculator: Formula, Example and What the Result Means
- Super Contributions Tax: What to Check Before You Trust the Number
Questions
- Are the projections guaranteed?
- No. Investment returns vary from year to year. Treat projections as a guide for planning, not a forecast.
- What is the super guarantee rate?
- It is 12% of ordinary time earnings from 1 July 2025.
- Should I get advice?
- For decisions like salary sacrifice, contribution strategies or retirement income, a licensed financial adviser can look at your full situation. This site provides general information only.
This calculator gives general estimates using published Australian rates and formulas. It doesn’t consider your personal circumstances. Check current figures with the ATO, your state government or a qualified professional before making decisions. See our disclaimer.