Term Deposit Calculator
Calculates interest earned on a term deposit paid at maturity.
Your result
Estimate only. Results update as you type.
How this calculator works
Interest = amount × rate × months ÷ 12.
Worth knowing
Many term deposits roll over automatically at a lower rate. Set a reminder before maturity.
Guides for this calculator
- How the Term Deposit Calculator Works (With a Worked Example)
- Getting the Most From a Term Deposit Calculator: Tips and Common Errors
Questions
- Are investment returns guaranteed?
- Only some products, such as term deposits, have fixed rates. Share and fund returns vary and can be negative.
- Is my bank deposit protected?
- The Financial Claims Scheme guarantees deposits up to $250,000 per account holder per authorised bank.
- Is this investment advice?
- No. The calculators provide general information only.
This calculator gives general estimates using published Australian rates and formulas. It doesn’t consider your personal circumstances. Check current figures with the ATO, your state government or a qualified professional before making decisions. See our disclaimer.