Property Purchase Costs Calculator
Adds up the upfront costs of buying a property on top of your deposit.
Your result
Estimate only. Results update as you type.
How this calculator works
Total cash = deposit + stamp duty + conveyancing + inspections + other fees.
Worth knowing
Leave a buffer for moving costs, connection fees and the first council rates bill.
Guides for this calculator
- Using a Property Purchase Costs Calculator in Australia: A Step-by-Step Guide
- Common Property Purchase Costs Mistakes (and a Better Way)
Questions
- Do these calculators match what my bank will say?
- Lenders use their own models, expense benchmarks and policies. Use these results to prepare, then speak to a lender or broker.
- Are stamp duty rates current?
- Duty thresholds are indexed or changed regularly. Always confirm with your state revenue office before relying on a figure.
- Is this financial advice?
- No. The calculators give general estimates only and don’t consider your objectives or financial situation.
This calculator gives general estimates using published Australian rates and formulas. It doesn’t consider your personal circumstances. Check current figures with the ATO, your state government or a qualified professional before making decisions. See our disclaimer.