Super Fees Comparison Calculator
Compares how two super funds’ fees change your balance over time.
Your result
Estimate only. Results update as you type.
How this calculator works
Balance = starting balance × (1 + return − fees)^years for each fund.
Worth knowing
Look at total fees including admin, investment and indirect costs, not just the headline admin fee.
Guides for this calculator
- How the Super Fees Comparison Calculator Works (With a Worked Example)
- Getting the Most From a Super Fees Comparison Calculator: Tips and Common Errors
Questions
- Are the projections guaranteed?
- No. Investment returns vary from year to year. Treat projections as a guide for planning, not a forecast.
- What is the super guarantee rate?
- It is 12% of ordinary time earnings from 1 July 2025.
- Should I get advice?
- For decisions like salary sacrifice, contribution strategies or retirement income, a licensed financial adviser can look at your full situation. This site provides general information only.
This calculator gives general estimates using published Australian rates and formulas. It doesn’t consider your personal circumstances. Check current figures with the ATO, your state government or a qualified professional before making decisions. See our disclaimer.