Tax and Pay Calculators
Work out income tax, take-home pay, deductions and workplace entitlements using current Australian rates.
- Income Tax Calculator
Estimates the income tax, low income tax offset and Medicare levy an Australian resident pays on a year of taxable income.
- Pay Calculator (Take-Home Pay)
Converts a gross annual salary into take-home pay per year, month, fortnight and week after income tax and the Medicare levy.
- Salary Sacrifice Calculator
Shows how salary sacrificing into super changes your take-home pay and how much extra ends up in your fund.
- Hourly to Salary Calculator
Turns an hourly rate into weekly, fortnightly, monthly and annual gross income, plus an estimate of take-home pay.
- Salary to Hourly Calculator
Breaks an annual salary down into an hourly, daily and weekly rate.
- Overtime Pay Calculator
Calculates overtime earnings at time-and-a-half, double time or any other penalty rate.
- Marginal Tax Rate Calculator
Shows the tax bracket you are in and how much of your next dollar you keep.
- Tax Refund Estimator
Estimates whether you will get a tax refund or owe money at tax time.
- Work From Home Deduction Calculator
Works out a working-from-home deduction using the ATO fixed rate method.
- Car Expense Deduction Calculator
Estimates a work car deduction using the cents per kilometre method.
- HELP Debt Repayment Calculator
Estimates your compulsory HELP (HECS) repayment for the year.
- Medicare Levy Calculator
Calculates the 2% Medicare levy, including the low-income phase-in.
- Bonus Tax Calculator
Shows how much of a bonus you keep once it is added to your annual income.
- Pay Rise Calculator
Shows what a percentage pay rise means in dollars, before and after tax.
- Leave Loading Calculator
Calculates annual leave pay including the common 17.5% leave loading.
- Redundancy Pay Calculator
Estimates minimum redundancy pay under the National Employment Standards.
- Long Service Leave Calculator
Estimates long service leave accrued and its value.
- Annual Leave Calculator
Works out annual leave accrued for full-time and part-time employees.
About these calculators
Australia taxes individuals on a progressive scale, so each extra dollar can be taxed at a different rate from the last. On top of income tax, most residents pay the 2% Medicare levy, and many carry HELP debts that are repaid through the tax system. Employers withhold tax from each pay under PAYG, and the annual tax return squares up the difference.
Questions
- Are these results exact?
- They are estimates based on standard resident rates. Your actual tax depends on your full circumstances, offsets and any private health insurance position. The ATO’s own tools or a registered tax agent give a definitive answer.
- Do the calculators work for non-residents?
- No. Non-residents have different rates, no tax-free threshold and no Medicare levy. These calculators assume you are an Australian resident for tax purposes.
- When do tax rates change?
- Rates usually change on 1 July, the start of the Australian financial year. Check the ATO website each July for the current figures.
Guides
- How the Income Tax Calculator Works (With a Worked Example)
Estimates the income tax, low income tax offset and Medicare levy an Australian resident pays on a year of taxable income. Includes the formula, a worked example with Australian figures and tips.
- Getting the Most From a Income Tax Calculator: Tips and Common Errors
Common mistakes when working out income tax in Australia, and how to get a result you can rely on.
- Pay Calculator (Take-Home Pay): Formula, Example and What the Result Means
Converts a gross annual salary into take-home pay per year, month, fortnight and week after income tax and the Medicare levy. Includes the formula, a worked example with Australian figures and tips.
- Pay: What to Check Before You Trust the Number
Common mistakes when working out pay in Australia, and how to get a result you can rely on.
- Using a Salary Sacrifice Calculator in Australia: A Step-by-Step Guide
Shows how salary sacrificing into super changes your take-home pay and how much extra ends up in your fund. Includes the formula, a worked example with Australian figures and tips.
- Common Salary Sacrifice Mistakes (and a Better Way)
Common mistakes when working out salary sacrifice in Australia, and how to get a result you can rely on.
- Hourly to Salary Calculator Explained for Australians
Turns an hourly rate into weekly, fortnightly, monthly and annual gross income, plus an estimate of take-home pay. Includes the formula, a worked example with Australian figures and tips.
- Hourly to Salary Mistakes Australians Make and How to Avoid Them
Common mistakes when working out hourly to salary in Australia, and how to get a result you can rely on.
- How the Salary to Hourly Calculator Works (With a Worked Example)
Breaks an annual salary down into an hourly, daily and weekly rate. Includes the formula, a worked example with Australian figures and tips.
- Getting the Most From a Salary to Hourly Calculator: Tips and Common Errors
Common mistakes when working out salary to hourly in Australia, and how to get a result you can rely on.
- Overtime Pay Calculator: Formula, Example and What the Result Means
Calculates overtime earnings at time-and-a-half, double time or any other penalty rate. Includes the formula, a worked example with Australian figures and tips.
- Overtime Pay: What to Check Before You Trust the Number
Common mistakes when working out overtime pay in Australia, and how to get a result you can rely on.
- Using a Marginal Tax Rate Calculator in Australia: A Step-by-Step Guide
Shows the tax bracket you are in and how much of your next dollar you keep. Includes the formula, a worked example with Australian figures and tips.
- Common Marginal Tax Rate Mistakes (and a Better Way)
Common mistakes when working out marginal tax rate in Australia, and how to get a result you can rely on.
- Tax Refund Estimator Explained for Australians
Estimates whether you will get a tax refund or owe money at tax time. Includes the formula, a worked example with Australian figures and tips.
- Tax Refund Mistakes Australians Make and How to Avoid Them
Common mistakes when working out tax refund in Australia, and how to get a result you can rely on.
- How the Work From Home Deduction Calculator Works (With a Worked Example)
Works out a working-from-home deduction using the ATO fixed rate method. Includes the formula, a worked example with Australian figures and tips.
- Getting the Most From a Work From Home Deduction Calculator: Tips and Common Errors
Common mistakes when working out work from home deduction in Australia, and how to get a result you can rely on.
- Car Expense Deduction Calculator: Formula, Example and What the Result Means
Estimates a work car deduction using the cents per kilometre method. Includes the formula, a worked example with Australian figures and tips.
- Car Expense Deduction: What to Check Before You Trust the Number
Common mistakes when working out car expense deduction in Australia, and how to get a result you can rely on.
- Using a HELP Debt Repayment Calculator in Australia: A Step-by-Step Guide
Estimates your compulsory HELP (HECS) repayment for the year. Includes the formula, a worked example with Australian figures and tips.
- Common HELP Debt Repayment Mistakes (and a Better Way)
Common mistakes when working out HELP debt repayment in Australia, and how to get a result you can rely on.
- Medicare Levy Calculator Explained for Australians
Calculates the 2% Medicare levy, including the low-income phase-in. Includes the formula, a worked example with Australian figures and tips.
- Medicare Levy Mistakes Australians Make and How to Avoid Them
Common mistakes when working out Medicare levy in Australia, and how to get a result you can rely on.
- How the Bonus Tax Calculator Works (With a Worked Example)
Shows how much of a bonus you keep once it is added to your annual income. Includes the formula, a worked example with Australian figures and tips.
- Getting the Most From a Bonus Tax Calculator: Tips and Common Errors
Common mistakes when working out bonus tax in Australia, and how to get a result you can rely on.
- Pay Rise Calculator: Formula, Example and What the Result Means
Shows what a percentage pay rise means in dollars, before and after tax. Includes the formula, a worked example with Australian figures and tips.
- Pay Rise: What to Check Before You Trust the Number
Common mistakes when working out pay rise in Australia, and how to get a result you can rely on.
- Using a Leave Loading Calculator in Australia: A Step-by-Step Guide
Calculates annual leave pay including the common 17.5% leave loading. Includes the formula, a worked example with Australian figures and tips.
- Common Leave Loading Mistakes (and a Better Way)
Common mistakes when working out leave loading in Australia, and how to get a result you can rely on.
- Redundancy Pay Calculator Explained for Australians
Estimates minimum redundancy pay under the National Employment Standards. Includes the formula, a worked example with Australian figures and tips.
- Redundancy Pay Mistakes Australians Make and How to Avoid Them
Common mistakes when working out redundancy pay in Australia, and how to get a result you can rely on.
- How the Long Service Leave Calculator Works (With a Worked Example)
Estimates long service leave accrued and its value. Includes the formula, a worked example with Australian figures and tips.
- Getting the Most From a Long Service Leave Calculator: Tips and Common Errors
Common mistakes when working out long service leave in Australia, and how to get a result you can rely on.
- Annual Leave Calculator: Formula, Example and What the Result Means
Works out annual leave accrued for full-time and part-time employees. Includes the formula, a worked example with Australian figures and tips.
- Annual Leave: What to Check Before You Trust the Number
Common mistakes when working out annual leave in Australia, and how to get a result you can rely on.