Run the numbers on Australian life.

Estimates the income tax, low income tax offset and Medicare levy an Australian resident pays on a year of taxable income.

Converts a gross annual salary into take-home pay per year, month, fortnight and week after income tax and the Medicare levy.

Shows how salary sacrificing into super changes your take-home pay and how much extra ends up in your fund.

Turns an hourly rate into weekly, fortnightly, monthly and annual gross income, plus an estimate of take-home pay.

Breaks an annual salary down into an hourly, daily and weekly rate.

Calculates overtime earnings at time-and-a-half, double time or any other penalty rate.

Shows the tax bracket you are in and how much of your next dollar you keep.

Estimates whether you will get a tax refund or owe money at tax time.

Works out a working-from-home deduction using the ATO fixed rate method.

Estimates a work car deduction using the cents per kilometre method.

Estimates your compulsory HELP (HECS) repayment for the year.

Calculates the 2% Medicare levy, including the low-income phase-in.

Shows how much of a bonus you keep once it is added to your annual income.

Shows what a percentage pay rise means in dollars, before and after tax.

Calculates annual leave pay including the common 17.5% leave loading.

Estimates minimum redundancy pay under the National Employment Standards.

Estimates long service leave accrued and its value.

Works out annual leave accrued for full-time and part-time employees.

Calculates the employer super guarantee on your ordinary time earnings.

Projects your super balance at retirement from today’s balance, contributions, returns and fees.

Estimates the lump sum you need at retirement to fund your spending.

Shows the tax your fund deducts from concessional (before-tax) contributions.

Checks whether your before-tax super contributions fit under the annual cap.

Estimates the government co-contribution for after-tax super contributions.

Calculates the tax offset for contributing to a low-income spouse’s super.

Counts down the years, months and pay cycles to your planned retirement.

Estimates how long retirement savings last with a fixed yearly withdrawal.

Works out how much you need invested to retire early on your current spending.

Compares how two super funds’ fees change your balance over time.

Calculates the minimum yearly payment from an account-based pension.

Calculates principal and interest home loan repayments and total interest.

Estimates how much a lender may let you borrow based on income and expenses.

Estimates NSW transfer (stamp) duty on a property purchase.

Works out how long it will take to save a home deposit.

Calculates your loan-to-value ratio and whether lenders mortgage insurance is likely.

Shows how much interest and time extra home loan repayments save.

Calculates interest and time saved by keeping money in an offset account.

Calculates gross and net rental yield on an investment property.

Estimates the tax saving and real weekly cost of a negatively geared property.

Estimates capital gains tax on selling property or shares.

Shows whether refinancing to a lower rate is worth the switching costs.

Compares the first-year cost of renting with buying a home.

Shows how much rent you can afford using the 30% of income rule.

Compares interest-only repayments with principal and interest over the life of a loan.

Calculates repayments on a home loan split between fixed and variable rates.

Calculates your home equity and how much of it lenders will usually let you use.

Adds up the upfront costs of buying a property on top of your deposit.

Estimates the benefit of saving a first home deposit through super under the FHSS scheme.

Calculates car loan repayments, with or without a balloon payment.

Calculates personal loan repayments including upfront and monthly fees.

Shows how long it takes to clear a credit card at a fixed monthly payment.

Compares your current debts with a single consolidation loan.

Compares the total cost of two loans with different rates and fees.

Works out how long it takes to repay a loan at a chosen monthly payment.

Shows how long a credit card takes to clear if you only pay the minimum.

Calculates interest on a flat-rate or simple interest loan.

Compares repayments with and without a balloon payment.

Calculates your debt-to-income ratio, a key test for home loan approval.

Shows how savings grow with monthly compounding and regular contributions.

Works out how much to save each month to reach a goal by a deadline.

Calculates interest earned on a term deposit paid at maturity.

Calculates simple interest on a sum of money.

Shows how inflation changes prices and purchasing power over time.

Calculates franking credits and the tax on Australian dividends.

Calculates profit or loss on a share trade after brokerage.

Calculates total and annualised return on investment.

Calculates the compound annual growth rate between two values.

Works out how big your emergency fund should be.

Converts a nominal interest rate into an effective annual rate.

Shows interest earned on a bonus saver account when you miss some months.

Adds up assets and debts to calculate your net worth.

Adds or removes 10% GST from any amount.

Calculates gross profit, margin and markup from cost and price.

Works out a selling price from cost and markup percentage.

Calculates how many units you need to sell to cover your costs.

Works out the hourly rate a contractor or freelancer needs to charge.

Estimates the full cost of employing someone, including super and on-costs.

Calculates the sale price and savings from a percentage discount.

Calculates depreciation using the ATO prime cost and diminishing value methods.

Shows how many months your business can operate on its current cash.

Estimates tax for a sole trader, including the small business income tax offset.

Calculates company tax at the base rate entity or full company rate.

Calculates commission earnings and total pay.

Works out the gross amount needed to receive a set amount after tax.

Calculates body mass index for adults using metric units.

Estimates the energy your body uses at rest, in kilojoules and calories.

Estimates daily energy needs in kilojoules based on activity level.

Estimates body fat percentage using the US Navy tape-measure method.

Gives a healthy weight range for your height.

Estimates daily fluid needs from body weight and exercise.

Estimates a due date from the first day of the last menstrual period.

Calculates heart rate training zones using the Karvonen method.

Calculates Australian standard drinks from volume and alcohol percentage.

Converts a running time and distance into pace and speed.

Solves the most common percentage questions in one place.

Calculates the fuel cost of a road trip or commute.

Works out how much an appliance costs to run.

Estimates how long a rooftop solar system takes to pay for itself.

Calculates exact age in years, months and days.

Counts the days, weeks and weekdays between two dates.